Category: Home Buying Process

  • Fixed-Rate vs. ARM: Which Mortgage is Right for You?

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    Frida
    in

    When choosing a mortgage, one of the most important decisions is how your interest rate behaves over the life of the loan. Each option has distinct pros and cons depending on your financial goals and situation. 1. Fixed-Rate Mortgage A fixed-rate mortgage has an interest rate that remains the same for the entire term of…

  • Can I Buy a House?

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    Frida
    in

    Yes, you can buy a house as long as you can secure a mortgage. But how do you know if you can get a mortgage? Let’s break it down: Out of these three factors, the most important one is whether you have a FICO score. If you do, there are sometimes programs available to assist…